What is Apartment Insurance?
Complete Protection for Apartments, Flats & Residential Units
Apartment Insurance is designed to protect residential apartments and flats
from fire and related risks. It provides financial security for the
building structure, flat interiors, and common property in case of
accidental damage.
Apartments face risks such as fire, electrical short circuits, gas leakage,
water leakage, floods, storms, and earthquakes. This insurance helps reduce
financial burden and ensures quick repair and recovery after unexpected
incidents.
Apartment Insurance
What's Covered?
Fire Damage Protection
Covers accidental fire damage to apartment structure and property.
Building Structure Protection
Protects walls, roofing, flooring, and construction elements of the apartment.
Interior Protection
Covers basic interiors such as fittings, fixtures, and built-in structures (as per policy).
Electrical Short Circuit Damage
Protects wiring systems, panels, and electrical installations.
Water Damage & Leakage
Covers pipe bursts, leakage, and water-related structural damage.
Natural Calamities
Protection against floods, storms, earthquakes, and other natural disasters.
Burglary & Theft (Optional Cover)
Covers loss of insured apartment assets due to theft or burglary (as per coverage selection).
Safety Equipment Protection
Covers fire extinguishers and safety systems installed in the apartment.
