What is Cold Storage Fire Insurance?
Complete Protection for Cold Storage Units, Refrigeration Systems & Stored
Goods
Cold Storage Fire Insurance is specially designed to protect cold storage
facilities from fire and related risks. It provides financial security for
refrigeration systems, machinery, building structures, and stored
perishable goods in case of accidental damage.
Cold storage units store temperature-sensitive goods like fruits,
vegetables, dairy products, meat, medicines, and frozen items. Risks such
as fire, electrical short circuits, refrigeration failure, power breakdown,
floods, storms, and earthquakes can cause major financial losses. This
insurance helps owners recover quickly and reduce business disruption.
Cold Storage Fire Insurance
What's Covered?
Fire Damage Protection
Covers accidental fire damage to cold storage premises and property. Refrigeration System Protection Protects compressors, chillers, cooling systems, and refrigeration machinery.
Cold Storage Building Protection
Covers structure, insulated rooms, panels, and storage chambers.
Stored Goods Protection
Protects perishable items like fruits, vegetables, dairy, meat, and frozen products. Electrical Systems Protection Covers wiring, panels, transformers, and electrical installations.
Temperature Breakdown Loss
Covers loss due to sudden temperature rise or cooling system failure (as per policy terms).
Natural Calamities
Protection against floods, storms, earthquakes, and other natural disasters.
Burglary & Theft (Optional Cover)
Covers loss of stored goods or machinery due to theft or forced entry.
Fire Safety Systems
Protects fire alarms, extinguishers, and installed safety equipment.
